Return to the City: The Strongest King

"Brother-in-law, do you know Feng Rao?" Feng Rao ignored him, and Feng Shuo felt embarrassed, so he asked Song Xiaodong.

"No, no, no, we just met." Song Xiaodong replied.

"That's not right. Feng Rao, that guy, his eyes are set high, he only looks upwards." Feng Shuo said with a smile.

"After all, it's the first meeting; pretending to be polite is normal." Feng Shuo's wife chimed in.

Li Fengsheng sat with a worried look, head bowed, saying nothing.

Song Xiaodong turned to look at Li Sijie, Li Sijie looked at Li Fengsheng, then turned back to look at Song Xiaodong, thought for a while, and nodded.

Song Xiaodong spoke up: "Third Brother, is your company's situation lacking funds now? If you need some turnover, I have some money in my account you can use for turnover."

"Brother-in-law, you're too honest. Do you know how much it costs to build a building? You make a million a year, it's not enough for him to spend in a month building a tower." Feng Shuo's wife said, raising her head and sneering at Song Xiaodong.

"And yet, the brother-in-law still dares to say such words!" Feng Sheng's wife retorted.

"What's the use of saying it? Can you actually make it happen?" Feng Shuo's wife retorted bluntly.

"You can make it happen, but are you going to do it?" Feng Sheng shot back.

Li Fengsheng raised his head, looked at Song Xiaodong, thought for a moment, and replied: "Brother-in-law, money isn't the issue. Real estate development and banks have a vested interest. I buy land with my own money, then mortgage the land use rights to the bank for a loan, build commercial housing with the loan, and then the buyers take loans from the bank to buy houses. It's equivalent to me paying the government to buy land, borrowing money from the bank to build houses, buyers borrowing money from the bank to buy houses, and then I use the money from selling houses to repay the bank. The bank lends on both sides and earns interest, so the money I use to build must come from the bank. Even if you have the money to help me turnover, I don't know when I'll be profiting."

"Besides, if construction really starts, it costs tens of thousands a day. You earn some money a year, can it fill the hole?" Feng Shuo's wife gave Song Xiaodong a dismissive glance, disapproving of his meddling.

"Second Brother, you should talk to my Second Sister-in-law, brother-in-law is trying to help our Fengsheng sincerely, why is Second Sister-in-law so afraid Fengsheng won't go bankrupt, so she can come mock us if it happens?" Feng Sheng's wife said to Feng Shuo.

"Xiaodong, we know you mean well, but this is not something you can help with. You've heard, Fengsheng deals in billions, you make a million a year, that's not enough for one day's costs, this matter, you better stay out of." Feng Shuo appeared to speak fairly, but was actually siding with his wife.

"Exactly, I see you're just grabbing at straws, accepting every offer to help you, brother-in-law is so kind-hearted, don't let them drag you down."

"Then, if the bank gives you a loan, what's the risk for the bank?" Song Xiaodong asked again.

"What's the risk? As long as there's no earthquake or war, the house will be built and appreciate in value. The bank collects a bunch of 30-year home loans, it's profitable." Feng Sheng's wife said.

"But surely the bank and big real estate developers have agreed, refusing us loans to starve small developers like us. Banks lending to me is risk-free." Li Fengsheng replied.

"Hey, don't be so full of yourself, even if you build the building, can you sell it? Now everyone recognizes big real estate brands, good building quality, good management, good environment." Feng Shuo's wife continued her sarcastic remarks.

"Second Sister-in-law, you're speaking so harshly, other people's houses can sell, but our house is going bankrupt again and can't be sold? Can't you wish others well?" Feng Sheng's wife continued to retort Feng Shuo's wife.

"Hey, they say people should wear shoes that fit, if you don't have the luck for wealth, don't jump around pointlessly." Feng Shuo's wife's smug reply even rhymed.

"Third Brother, it's just about bank loans, if you can pay back, I can find someone to lend to you." Song Xiaodong said.

"Alright brother-in-law, don't push yourself, don't be like Eldest Sister-in-law, swearing she'll get Fengsheng a loan, only to manage just 150,000 after half a month, it's laughable." Feng Shuo's wife said while laughing.

"Our Feng Rao's wife meant well too, we could even manage a loan, yet you didn't contribute a cent and still dare laugh at us." Eldest Uncle's Wife couldn't help but say.

"Xiaodong, you're a bit beyond your means here, no need to show off in front of the older brothers. We've heard from the family, you're doing some investments, being a shareholder, making about a million a year. Sijie has two clubs, together you don't make more than three million a year, take away costs, saving two million is good. Feng Rao spent ten billion just buying land, building costs tens of thousands a day, what you earn in a year isn't enough for him for a month, your money wouldn't even be enough for Feng Rao's gifting, better stay out of his affairs, don't make a fool of yourself." Feng Shuo also said.