Billionaire Cashback System: I Can't Go Broke!

Chapter 99: The Transaction



The East River chewed against the rotting concrete pylons of the abandoned Queens industrial park.

The wind coming off the water carried the sharp, freezing stench of salt, dead fish, and oxidized iron. It whipped across the cracked asphalt, slicing straight through the wool of Ryan’s overcoat.

He stood alone in the center of an empty shipping yard. Weeds choked the chain-link fences. Rusted corrugated metal warehouses loomed on all sides, their blown-out windows staring down at him like hollow, dead eyes.

It was 13:55.

Ryan shoved his bare hands deep into his pockets. His knuckles bumped against the cold aluminum casing of his burner phone.

His bruised ribs throbbed a steady, rhythmic ache with every breath of the freezing air, anchoring him to the reality of the moment. This wasn’t a boardroom.

There were no NDAs here. No venture capital term sheets.

Tires crunched over broken glass and gravel.

A matte-black SUV rolled around the corner of a decaying warehouse. Its windows were tinted pitch-black. It didn’t speed, and it didn’t crawl. It moved with a smooth, predatory calculation, rolling to a stop exactly thirty feet away from him.

The heavy engine idled. The exhaust plumed into the freezing air in thick, white clouds.

For thirty seconds, nothing happened. They were watching him. Evaluating the sightlines. Scanning the rooftops for snipers or federal surveillance.

Ryan didn’t fidget. He locked his knees, kept his chin level, and stared blankly at the grill of the SUV. He let the freezing wind tear at his hair.

He refused to shiver.

The driver’s side door clicked open.

A man stepped out.

He wore a faded olive-drab tactical jacket over a black sweater, dark denim, and scuffed combat boots. He looked to be in his late thirties, with close-cropped hair and a jagged, pale scar cutting through the stubble on his jawline.

He didn’t look like a movie villain. He looked like a mechanic who fixed diesel engines for a living, except for his eyes. His eyes were flat, dead, and completely unblinking.

They measured Ryan entirely in terms of threat and mass.

The man walked forward, stopping ten feet away. He didn’t offer his hand.

"Russo," the man said. His voice was gravel and rusted wire.

"Yes," Ryan replied.

"Call me Graves." The man tilted his head, his gaze sweeping over Ryan’s tailored overcoat and polished boots. "You look like Wall Street. Wall Street doesn’t usually browse the onion routers for wet work. They use lawyers."

"Lawyers can’t retrieve what I need retrieved," Ryan said flatly.

Graves let out a short, humorless exhale. "The board said a reinforced syndicate outpost. Mafia."

"Italian," Ryan confirmed, his voice matching the dead temperature of the wind.

"I deduced to be operating out of a subterranean basement beneath a functioning restaurant front in downtown Manhattan. Heavy doors. Controlled access. At least half a dozen men inside, armed with submachine guns."

Graves didn’t flinch at the mention of the firepower. He just chewed on the inside of his cheek. "And the objective?"

"A matte-black steel briefcase with a mechanical combination lock. It belongs to the man running the crew," Ryan said. He pulled his hands from his pockets,

letting them hang loose at his sides. "I don’t care what you do in that basement. I don’t care about the noise. I only care about the briefcase. The lock cannot be breached with a torch or explosives. The contents are a digital flash drive. Extreme heat or magnets will corrupt it."

"So we take the case intact, or we cut the fingers off the boss until he gives us the combination," Graves said. It wasn’t a question. He stated it like he was discussing ordering a coffee.

The casual, absolute brutality of the sentence hit the back of Ryan’s throat like a swallow of battery acid. A cold sweat broke out across his spine.

He was standing in a freezing shipping yard, negotiating the mutilation of a human being.

Ryan forced his jaw to stay relaxed. He stared directly into Graves’ dead eyes.

"Do whatever is necessary to secure the drive," Ryan commanded. "Leave no digital footprint. Wipe their security servers. Burn the physical location if you have to."

Graves crossed his arms. "Downtown Manhattan is a loud place to burn a building, Russo. The extraction window will be less than four minutes before the sirens arrive."

"Are you declining the contract?"

"I’m establishing the price," Graves countered smoothly. "Four hundred thousand. Two hundred in escrow now. Two hundred upon handoff of the intact briefcase."

Ryan didn’t negotiate.

He pulled the burner phone from his pocket. He had already routed the necessary capital from his personal checking account into an untraceable, decentralized crypto wallet.

"Wallet address," Ryan said.

Graves read off a chaotic string of alphanumeric characters from memory.

Ryan’s thumb tapped the screen. The transaction processed. Two hundred thousand dollars, converted into digital currency, vanished into an encrypted escrow service hosted on a server that technically didn’t exist.

"Funds are in escrow," Ryan said, sliding the phone back into his coat.

Graves pulled a device from his own jacket, glanced at the screen, and nodded once.

"We need forty-eight hours to map the ingress and egress routes," Graves stated, turning back toward the idling SUV. "We hit the basement tomorrow night.

Midnight. Keep your phone on you. We’ll send a drop location for the handoff when the area is sanitized."

"Don’t miss," Ryan said to the man’s back.

Graves paused, his hand on the door handle. He looked back over his shoulder, the pale scar stretching as he smirked.

"We don’t miss, Russo. We just bill extra for the cleanup."

Graves climbed into the SUV. The heavy door slammed shut. The vehicle reversed smoothly, its tires kicking up a spray of broken glass, and disappeared around the rusted warehouse.

Ryan stood entirely alone in the freezing wind.

The crushing, suffocating weight of what he had just done settled over his shoulders.

He had just bought a massacre. Blood was officially on his ledger.

He closed his eyes, listening to the dark, churning water of the East River slapping against the concrete.

He pictured the Italian man’s cigar smoke and Diana bound and wrecked on the desk. He pictured the flashing paparazzi cameras hunting Zara.

He opened his eyes. The nausea in his gut vanished, flash-frozen by an absolute, terrifying resolve.

He turned his back on the river and walked toward the street.

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