Billionaire Cashback System: I Can't Go Broke!

Chapter 85: Moment of Truth



The next day, the apartment felt like a pressure cooker running miles past the red line.

It was 1:45 PM on Wednesday.

There was no returns.

Returns always came in the morning, the system said twenty four hours but it always came in the morning regardless.

Why was it different now.

Danny was slumped over the kitchen island, dark circles bruised under his eyes, typing at a blistering pace. Sam was sitting on the floor by the couch, an empty energy drink crushed under his boot, muttering to himself as he compiled a new batch of code. Iralis was a statue of pure focus at the small dining table.

Ryan stood by the window, staring at the street below.

He hadn’t spoken in two hours. The tension radiating off his shoulders was thick enough to choke on.

His phone sat face up on the windowsill.

He decided he would just wait for the actual twenty four hours to elapse before panicking.

The twenty-four-hour timer for the Sterling Media wire was scheduled to hit at exactly 2:12 PM. The server farm wire at 2:45 PM.

His personal account was near zero. The company account was a ghost town.

Footsteps approached from behind. Quick, sharp, lacking their usual sway.

"Ryan."

He turned. Sophie was standing three feet away. She was holding her iPad, her knuckles white where she gripped the aluminum casing. Her face was a masterclass in controlled panic.

"We need to talk," she said, her voice low enough that it didn’t carry to Danny or Iralis.

Ryan looked at her. "Not right now, Sophie."

"Right now," she insisted, stepping closer, her chest rising fast. She angled the iPad toward him. The banking dashboard was open on the screen. "I just went to process the software licenses for Liam’s team. The corporate account has thirty thousand dollars in it. Ryan. We had nearly a million dollars on Monday."

Ryan kept his face completely blank. He didn’t look at the screen. "I allocated the capital."

"You allocated it?" Sophie hissed, her eyes wide. "I checked the ledger. You wired half a million dollars to Sterling Media for a non-refundable ad buy. You dropped four hundred grand on bare-metal servers we won’t need for a year."

She stepped right up to him, her voice dropping to a furious whisper. "What the hell is going on? Diana is going to ask for a burn rate report on Friday. If she sees that you vaporized her seed round in one afternoon, she will pull the board seat and bury us in litigation. We are bankrupt, Ryan!"

Ryan didn’t flinch. He looked down at her.

He saw the genuine terror in her eyes. She had tied her career, her livelihood, and her body to him, and from her perspective, he had just driven the car straight off a cliff.

He reached out and gently gripped her elbows. His thumbs rubbed slow, calming circles against the fabric of her blazer.

"Sophie," he said, his voice quiet, steady, entirely unshakeable. "Look at me."

She looked up, her breathing shallow, her eyes searching his face for any sign of a manic break.

"I know exactly what it looks like," Ryan said. "But you have to trust me. The capital is returning. It’s an aggressive yield strategy. I have it completely under control."

"An aggressive yield strategy?" She pulled back slightly, her jaw tight. "You don’t yield returns on a non-refundable marketing wire. The money is gone. Ryan, how are we going to make payroll next month?"

"I said trust me," he repeated, the iron creeping back into his tone. He held her gaze, refusing to let her look away. "Have I failed you yet? Since the day I brought you here, have I made a single move that didn’t put us in a better position?"

Sophie’s throat worked.

She looked at the firm, bruising certainty in his eyes. She didn’t have the math to back it up, but she felt the immovable weight of his confidence.

"If this goes bad," she whispered, her voice shaking slightly, "we lose everything."

"It’s not going bad," Ryan said.

He glanced at the watch on his wrist.

2:11 PM.

He dropped his hands from her elbows and picked up his phone from the windowsill. He unlocked the screen.

2:12 PM.

Nothing happened.

The digital clock on the top of his screen stared back at him.

Thirty seconds passed.

The silence in Ryan’s head roared.

A cold, prickling sweat broke out across his hairline. Did the System flag it? Did the 3x multiplier trigger a manual review? Did he break the parameters?

"Ryan..." Sophie murmured, watching the color drain from his face.

The phone vibrated.

It wasn’t a standard buzz. It was a heavy, sustained vibration that rattled against his palm.

A notification dropped down from the top of the screen.

> INTEREST PROTOCOL: RETURN PROCESSED

> Source: Revenge - Sterling Media Wire

> Base: $500,000 | Multiplier: 3x

> Return Deposited: $1,500,000

Ryan’s lungs seized.

Before he could exhale, a second notification fired.

> INTEREST PROTOCOL: RETURN PROCESSED

> Source: Revenge / Foundation - Data Server Wire

> Base: $420,000 | Multiplier: 3x

> Return Deposited: $1,260,000

Then a third. And a fourth. The returns from the office lease and the workstations flooded in, lighting up the OLED screen in rapid, blinding succession.

Ryan swiped down, opening the secure corporate banking app. The screen loaded, the little grey circle spinning for what felt like an eternity.

The numbers snapped into place.

Available Balance: $2,790,000.00

He toggled to his personal account.

Available Balance: $480,000.00

He had over three million dollars in liquid, untraceable capital. In one afternoon, he had tripled the war chest. He hadn’t just survived the gamble; he had broken the ceiling.

A slow, dark smile spread across Ryan’s face. The tension bleeding out of his shoulders left behind a fierce, electric high.

He turned the phone screen around and held it up for Sophie to see.

Sophie stared at the corporate balance. She blinked. She leaned in closer, her eyes scanning the commas, the sheer impossible weight of the number.

"Ryan," she breathed, her voice completely hollowed out by shock. She looked up at him, her mouth slightly open. "Where... how did you... this isn’t possible. The routing history..."

"I told you," Ryan said, his voice dropping into a low, domineering rumble. He slid the phone back into his pocket. "I have it under control. The yield cleared."

Sophie just stared at him. The fear was gone, replaced by a staggering, almost reverent disbelief.

Ryan turned his back to the window, facing the living room. The keyboard clatter was still going. Danny and Iralis were still heads down, oblivious to the fact that their company had just transformed into a multi-million-dollar titan.

Ryan felt the phantom ache in his ribs fade into nothing.

He didn’t care the man with the cigar watch. Or the syndicate ran their clock.

Ryan Russo wasn’t just a candidate anymore.

He was armed.

And by God was he ready.

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