Reborn with Consumption System

Han Lie clenched his right fist tightly, his left arm wrapping around Yu Yun to support her as she nearly fell.

She leaned on Han Lie for support, and truth be told, Han Lie also needed her to vent his excitement, making it a mutually beneficial situation.

According to the current exchange rate of 6.1043, that amount of US Dollars was exactly 350 million RMB, seven times the 50 million RMB margin.

Even though the maximum multiplier wasn't hit, as long as it was over five times, it was a surefire hefty profit!

What had Han Lie paid for this?

Nothing at all; the 50 million RMB margin was still intact!

All his previous hard work and shuffling around had yielded profits that weren't even close to what he'd picked up so casually this time. It felt kind of... um, outrageous, didn't it?!

Struck it rich, struck it rich, struck it rich...

Han Lie kept mumbling to himself; later on, he didn't even know how he had said goodbye to Lu Yisi and the others.

At lunchtime, Yu Yun kept clinging to Han Lie, and Han Lie did not react.

As a result, Naiyun looked absolutely gorgeous...

See, he didn't reject me!

The more she thought, the more her imagination ran wild, and the more wonderful it all seemed. Meanwhile, Han Lie, after a tasteless meal, finally came to his senses.

For now, he hadn't decided how to spend this unexpected windfall, but he had managed to calm down considerably.

In fact, today's good fortune couldn't possibly be the norm.

The trigger probability for a spending crit was only 5%, and for a spending freebie, only 2%. What was the probability of both occurring simultaneously?

Speaking of crits alone, it was a one-in-twenty chance with every purchase, which typically got used up on trivial expenses—frankly, quite underwhelming.

Unless, in the future, every single one of Han Lie's expenditures were at the hundred-million level, then it might be possible to trigger it frequently—but that wasn't realistic.

If multiple large expenditures didn't trigger a crit, then the cash on hand would be depleted, which could actually impede growth.

Therefore, the right course of action would be to only make necessary purchases within his means, without affecting his normal pace of growth.

If luck struck, he would treat it as a bonus; if it didn't, it wouldn't affect his lifestyle.

He resolved to keep a level head, to master the system, wealth, and life, rather than letting the system dictate his actions and keep him perpetually busy.

After understanding all this, Han Lie's emotions were still uplifted, yet his mindset had returned to calm.

The future is in my hands. No need to rush, don't get carried away. Everything happening now is just the beginning!

...

Before heading to meet Bulgari's Huaxia District manager in the afternoon, Han Lie had to make an unexpected trip to the Bank of China's branch in the Zhongyin Tower at Lujiazui due to the day's events.

His current incorporated private fund was merely a transitional product. Once the actual private equity firm was established, he planned to move the company's offices to Lujiazui.

By then, he would establish connections with all the big four banks, commercial banks, and city commercial banks for convenient capital flow.

The reason he chose Bank of China first was precisely due to today's unexpected windfall.

The US Dollars in the foreign exchange account came from foreign exchange margin trading and did not require the payment of income tax.

However, if he wished to convert the US Dollars into RMB deposits, taxes would need to be paid.

Han Lie didn't need to convert to RMB but did require Bank of China's foreign exchange services.

Upon entering, his assistant directly asked the lobby manager, "Is your bank president in?"

When the manager inquired about her business, she countered, "Do I look like I'm here to play?"

Her assertiveness was downright intimidating.

This was Han Lie's first unscheduled visit without an introduction, and it went incredibly smoothly, with no need for him to take the lead.

Han Lie had a brief chat with the branch manager, set up an international settlement account and a personal Bank of China card, subtly hinted at possible cooperation, and made a swift exit.

For a first visit, breaking the ice was sufficient. A brief taste, without overindulging, left ample room and was beneficial for future communication.

He then went straight to the JP Morgan Lujiazui headquarters to complete personal verification for his international account.

With that done, Han Lie could easily write international checks or conduct international transfers through the account.

The chairman of JPMorgan Chase also made a point to fawn over Han Lie for a good while.

Despite being a top-tier international bank, it didn't have much deposit business in China.

JP Morgan mainly engaged in interbank business in China. Their retail banking presence was weak, with very few high-net-worth clients.

Han Lie's $60 million deposit was sizable enough, even by US standards, to mark him as a high-net-worth individual worth courting, let alone for a domestic branch in China.

After declining a series of services they offered, Han Lie left with his checkbook and electronic authentication device and headed off again.

By this time, the executives at Bulgari were eagerly awaiting his arrival.

The S63 parked again in the underground parking lot of Henglong Plaza at 1266 West Nanjing Road, and Yu Yun, still confused, asked, "Why have we come back here?"

It couldn't be helped; not only were the headquarters of brands like Cartier, LVMH, and Van Cleef & Arpels located here, but Bulgari was too.

However, Bulgari had specifically registered a domestic company and rented the entire 21st floor, which gave it a much more substantial presence in terms of reception compared to Cartier, which only had an office.

A group of foreigners and local employees greeted them at the elevator. General Manager Du Lande, speaking fluent Chinese, was the first to address them—

"Mr. Han, welcome to Bulgari. I am your good friend Du Lande: 'Du' as in Du Fu, 'Lan' as in orchid, and 'De' as in virtue.

"If you don't mind, I would very much appreciate it if you would call me Old Du, rather than Manager Du.

"Also, I heard you had a very pleasant experience this morning, but please believe me, we at Bulgari are far more adept at satisfying distinguished guests like yourself than Cartier. They've been flashy for too long and just can't lower their heads anymore..."